To start a new business, organizations typically require some form of financing. Below you will find links to information to help raise sufficient capital or gain financial assistance through loans or grants. The SBA provides a number of financial assistance programs and disaster assistance loans for small businesses. The links below will guide you to loan eligibility requirements, SBA’s loan programs, and other lender programs. Although the SBA does not provide grants to help start a business, their resources include organizations and sites that can assist in that purpose.
General Financing and Accounting
· Start-Up Costs
Use the SBA calculator as a guide on the initial expenses a business will have
· Financing Basics
Learn the basics of how to plan to finance a business
· Breakeven Analysis
Understand when a business should break even and when to expect a profit
· Equity Capital
Learn about the pros and cons of offering stock
· What's a Surety Bond?
Learn what a surety bond is and if it can help a business
· Learn About SBA's Surety Bond Program
Read a detailed explanation about how this program operates
· Handling Finances
Learn about the numerous funding opportunities available
· Personal vs. Business Finances
Understand the importance of getting personal finances in order before starting a business
· Borrowing Money
Know the essentials in borrowing money and what the banker will ask
· Credit Factors
Explore the basic elements examined in every loan application
Loan and Funding Information